Why have Interest on back child support?

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Why have Interest on back child support?

by Speckle

I agree 100 percent on paying child support. What I do not agree with is interest on it. Why reward a parent with interest for doing what they are suppose to do, raise their children. Things do happen and because of that, you can fall behind. Making up the arrears would be a lot easier if there were no interest. I can't marry the man I'm in love with and have been with for 14 years because his debt becomes mine. She on the other hand has been married and divorced several times since their divorce. Each funded by income tax returns. I'm not joking about that. She called to see when she would get the tax return so she could get herself a divorce (it was asked in a drunken, Texas draw). As I said before, you should always pay child support even if you know the kids are being raised by their grandmother. Not a bad thing considering her choice of men, abusive. We have been paying $100 a month, income tax returns and pfd's from living in Alaska towards the back support and never see the balance go down. All the money goes in her pocket. I don't understand this. Shouldn't payments towards arrears be applied so the unfair interest can come down? Is there anyone out there that cans recommend a good affordable Texas lawyer?

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Why have Interest on back child support?

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Jul 07, 2011
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Interest on child support backfires?
by: frank

In Texas the Interest and arrears on child support are made to keep the NCP in a debt they can never get out of. But what if you could and you actually overpayed by $8000.00? I am in this situation. Jones County TX has refused to transfer my case to my hometown. They messed up by not acredeting me the money my ex is getting from my social security dependet benefits. They dont want me to get the credit if it is moved to my hometown, because they know i have overpayed by the amount above. I am now in the process of getting it here. it has taken over a year, and Jones County has scratched and fought not to have it transfered. As soon as the credit is done and they find out that i have overpayed by $10,000.00 I am going to send the Attorney Generals office a bill of interest due me for each day that they did not fix the problem and had all that money tax free. I will be Charging them a 50% daily compound interest on child support overpayment. If they refuse then I will follow the law and report them to the BBB and all credit agencys. Then since the Gregg Abbot is the Attorney General I will do the same to him. If the State can charge me what they want, then it is lawfull that we can do the same. I will keep you all updated as this unfolds.

Jul 07, 2011
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cause it puts a hardship on the custodial parent when you don't pay
by: Anonymous

I had to pay for food, doctors visits, clothes, and other necessities with credit cards because my ex didn't pay his child support. I also had to supply the medical insurance because he wouldn't. I worked a lot of over time just to make ends meet. I did it on my own, no welfare, food stamps or any kind fo government assistance.

For years he would take jobs that would pay him under the table or quit his job if they found him. He had his winnings from a lottery ticket garnished one time and had the balls to ask me to give it back. I didn't.

So yes I think he needs to pay interest. I sure had to on my credit cards.

May 14, 2011
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i agree on the other side
by: sandra

I get child support my kids father is a great father he owes back child support only 1200 but he won't never catch up cause of the interest so i went and had them take off and started clean the interest is dum and unfair they would pay me less every week and put it towards the back child support so he'll be owing alot more with interest this is crazy interest has to go not trying to get rich but raise our kids and we both live good lifes

Mar 16, 2011
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the system is wrong
by: randy

i am in the same boat as most of you and am so sick and tired of paying for something i have paid off according to the math.my children are grown adults now,30,29,27,and am still having my wages garnished.500 a month and the intrest is so high i will never get this paid for.i have done the math and paid well over the amount that is owed intrest and all but guess what because none of the payments go towards the principal the total always adds up and never gets any lower.all the payments go to the intrest and since the pricipal is never touched there will always be the intrest there adding to the pricipal.i have been paying for along time and my tax refund goes to my ex and part of my brothers life insurance he left me went there also.i am sick and tired of people saying we are at fault.some are and some are a victim of circumstance.in my own problem i did not leave she did.i workded my blank off while she was at home.i was the so bread winner in the family and when sh left, she took the kids,left me with more bills than i could deal with,took them to calif.while i was in texas and filed for divorce.i had no money to fight this due to the bills that were left and i also had to oay the state of cali. for what she got from them.and then child support on top of that.i was alone and i had to live.so i made the decision to stop paying and that cost me so much more.now it has been so many yrs and have been paying back support and it will never end.i am soon to be 50 and will have to work until im dead unless the laws change that would be fair.as i said my boys are grown and have lives of there own so how is this a fair thing.no buisness deal is this unfair.in all other deals a certain part of your payment goes to the principal and the other to the intrest so those of you that say " you get a car and credit card and you pay intrest so what is the difference and deal with it," i say you need to understand that this is not a car deal or credi card deal if it was that then at least we that are in this position would have a fighting chance to do the right thing.whare is the help and the fairness.

Mar 08, 2011
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Might a well give in!
by: Anonymous

Corrupt Judges & Lawyers have corrupt laws to make alot of money for Texas off of child support. So you might as well kiss your money and your ass goodby. Just go to jail. Poor folks can't win when all that power is involved. The only people who really win are the corrupt lawyers and Judges in the great Texas judicial system.

Feb 08, 2011
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WHAT I THINK ABOUT CHILD SUPPORT LAWS
by: MARVIN

When it comes to child support laws they are nothing but corrupt.
The ones that are making money are the lawyers, the judges and the states and of course the custodial parents.
They could care less for what kind of hurt or burden they put upon you.
The custodial parent probably has been hurt through the court proceedings and all they want is revenge
so they take there lawyer buddies and judges and stick it to you. They don't care what kind of life you have to live
or that you cannot live because of there burden. Even when you try to pay usually something always happens and
you fall behind and then guess what, you wind up in jail and they think that helps.
Stupid people just don't now how to think common sense. They aught to know that if you are in jail then you surely can't pay.
They will take your license and anything else they can take. They make it to where you can't pay and then THEY PUT YOU IN JAIL.
I think it is a dirty rotten shame that people treat people like that especially our own corrupt ass government.
I just look for the day that our lord comes back and then we will ALL pay for what we have done.
Especially the greedy ones like the judges,lawyers and custodial parents. GOD HATES GREED

Jan 24, 2011
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child support interest
by: chuck03

I aggree 100% that interest on child support needs to be looked into it is as if the states them selves are making out. i myself owe back support and the interest has become twice to three times that of what i owe. and as for getting married again i won't for i cannot and will not put that burden on my girl friend. i think that all of us in this situation need to unite to get our lives back.

Dec 01, 2010
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Interest on CS Is Un Constitutional!
by: Anonymous

Lets Face it. There are little to no jobs in our country. When a non custodial parent can not find work, they should be thrown into debtors prison? Loose their driving privileges thus making it even more impossible to find work? Our children are not Cars Houses or property of US Bank. Plus Owing interest and goin belly up on bank loans does not land you in prison. Lets say a man pays all of his original arrears but not the interest. Does he still go to jail if he can not pay the interest on arrears. Yes he does. I say to the states. Give us jobs so we can pay for our children. Give us jobs so we wouldn't be getting divorces in the first place. Mandate Joint custody at the time of the divorce and make both parents accountable for their children! Not Welfare! Oh and I might also include there is a federal enforcement agency to go after non paying non-custodial parents. There is no agency that protects their rights. A welfare parent can move from state to state racking up arrears in the name of the non custodial parent. The non- custodial parent can pay the original court ordered state and still have several states come after them for the same money if the custodial parent doesn't report this income. Yes this is fraud and it is wide spread. Where is the agency that protects this from happening. Where is the database that we pay interest for to help us that do pay. Where is the tax break that non-custodial parents should be getting? Where is the enforcement of visitation when the custodial parent moves out of state? The financial, legal and unfair interest causes a great deal of animosity which most definitely effects the relationship between both parents and the children. A person can only take so much before they give up. Non-custodial parent suicides are souring these days. So who pays now that Daddy just blew his brains out!

Oct 27, 2010
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Best of Both Worlds
by: Jason C. Kubin

Ok I recieve and I also Pay so I am a good ballance. I'm telling you right now, Intrest is a bad thing. Very bad, and here's why. In most states that intrest goes to the state, not the child. Next The Intrest is added to the arrearage amount and the following month you are paying intrest on your back support, and intrest on the intrest. This is the government making money off both parents and the children. In some states the children actually get the intrest money thank God.

But with intrest bearing intrest, the arrearages never go down and the payer eventually lands in jail some lose theie homes because when the intrest bearring intrest get's to a certain amount, they take your license so now you can't work, cash a check or by a pickle.

Now as the Payee, I find that intrest is rediculous. If my ex has a run of bad luck and is out of work for a few weeks, how the heck is intrest going to help her get back on her feet? I mean she's only human.

And in Virginia, they even start you out in the hole as to start that intrest from day one. This is wrong and completely unfair. I walked in to the CSE Office without any court ordered obligation. I came in because I knew it was my duty to my son. I walked out $550 in debt. WTF is that about? And never once did My x and I goto court. Infact we are very close til this day. Last night I aite some glazed ham while listening to her talk about swingers.

We work hard to makesure my son has what he needs, and CSE is constantly butting in. What ever happened to families or parrents taking care of their own kids? I mean if we had this thing going, why do they need to get involved. I mean I am paying before they got involved, She decided she wanted to take a few months off work, So for that I get sent in the hole $550? What? seriously, Thanks CSE, you just costed my son his Kins dominion Trip.

I say drop the intrest, pay your support. If you have problem, you should be able to work it out with the custodial parent if possible. But Nooooo CSE wants to be in control. They want to see you fail and fall and then they throw you in jail where you are definately in a position ot raise your child(ren) and earn money for them. The onlything more idotic than Child Support legislation is the idiots writing it.

Jul 08, 2010
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It is just fair
by: Anonymous

I am a mother of two, have raised them since they were 4 and 5, working 16 hours a day to keep the food on the table. Dad has paid, using his own words "when I want, what I want". I never dispute it in sake of the children since if I would make a request he would start poisoning them against me. I have used my credit cards (and paid my share of interest), one is almost 18 and the other one 19, now it's time for me to collect. If he would've paid on time there would be no interest. The non-custodial parent tends to think that the money goes to the custodial parent and forgets it is for the welfare of the minors. If he sees they are doing OK without the payment he thinks "why pay?". It is not wrong, it is just fair. That money that I will collect now will help me help my kids go to college. Now I have the upper hand, now they are mature enough to see things how they are. Yes, I waited until the last minute and swallowed all the humiliations, I worked my butt off to raise them, pay for doctors, medicine, clothes, even vacations. Now I have the law on my side and he will have to pay and if it takes forever and he accumulates interest better for me I will know I will have that extra money coming my way. I am still working 16 hours a day, my son is on his third semester of college, he is also helping with the payments. Oh, get a good laugh, the father said he wasn't paying because the kids were working. (My daughter used to work 2 hours for $5.15/hr and no, she did not give me any of that money or bought food or clothes).

May 29, 2010
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ODD isn't it???
by: Anonymous

It is odd that you are complaining about interest, but are willing to purchase a house with interest, a car, a vacation on a credit card, use credit cards for the "have to have's".

Texas has the right outlook on this.... YOU SHOULD HAVE PAID YOUR DEBT!! You left a mom or dad without financial support, you made them struggle, YOU SHOULD HAVE TO PAY THEM RESTITUTION!!!

Get a life! Work a second job, heck, work a third job and get it paid off. YOU SHOULDN'T HAVE BEEN LATE IN THE FIRST PLACE!

And for all the "we have to give our money to her/him" He didn't have to marry you or make anymore children.... that was his/her choice. You knew he had a child, child support, and obligations.... too bad! You made your choice, now share it!. Get a job, get two get three. If you were in his/her position you would want your money too. Do unto others as you would have them do unto you. If you were left high and dry and lacking financial support you would want to get your money and the interest also.

Come one people stop making excuses for wanting more money in your pockets and not for your kid!

Apr 13, 2009
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in response
by: Anonymous

are the fathers buying there children or are they just suppose to be paying half there support?i can almost bet that loan you made at the bank doesnt have near the interest that the attorney general so freely adds on to the support, child support is not a loan or its not purchasing an item it is helping support a child that it took 2 people to get here it should be equal responsibility.

Apr 11, 2009
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interest
by: Anonymous

I had to take out a loan when my ex didn't pay...I have interest on that....it's called being responsibile.

Mar 10, 2009
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WHERE ARE THE FATHERS RIGHTS IN THE MATTTER OF INTEREST ON CHILD SUPPORT?
by: RHONDA

ME AND MY FAMILY HAVE THE SAME PROBLEM IN THE MATTER OF INTEREST ON CHILD SUPPORT AND BACK CHILD SUPPORT ITS ALMOST LIKE HAVING A CREDIT CARD YOULL NEVER GET PAID OFF.THE GOVERMENT WONDERS WHY THERE IS SUCH A BIG DEBT IN THE CHILD SUPPORT DIVISION? WELL HELLO,WHY DONT THEY EVER STOP AND CONSIDER HEY IT JUST MIGHT BE ALL THE INTEREST WE CHARGE,HELLO!!!! I WAS JUST WONDERING ARE THE FATHERS BUYING THERE CHILDREN OR ARE THEY JUST SUPPOSE TO BE PAYING FOR HALF OF THERE SUPPORT?????????????? MY HUSBAND OWES BACK CHILD SUPPORT ON HIS 23 YR OLD SON HE ORIGINALLY OWED 20,000 HE HAS PAYED 17,000 THE ATTORNEY GENERAL SAYS HE STILL OWES 27,000 PLUS THE 150.00 THEY CHARGE ON INTEREST EVERY MONTH THATS 24,000 AND COUNTING ON INTEREST,THATS MORE THAN THE SUPPORT ITSELF.WHATS WRONG WITH THIS PICTURE? ON TOP OF ALL THIS THEY HAVE STARTED TAKING HALF OF MY CHILD TAX CREDIT ALL THE EARNED INCOME CREDIT AND HALF OF OUR REBATE CHECK ON OUR TAXES LAST YEAR ON WHAT MY 6YR AND 5YR AND 4 YR OLD QUALIFY FOR AND GAVE IT TO HIS EXWIFE,AND THEY HAVE PUT A HOLD ON OUR INCOME TAX THIS YEAR.HE PAYS 70.00 A WEEK IN BACK CHILD SUPPORT TO HIS EXWIFE. AND NOW SHE IS GETTING WELL OVER HALF OF OUR INCOME TAX. HOW CAN TEXAS LAWS JUSTIFY TAKING AWAY FROM ONE KID FOR ANOTHER IN THIS CASE 3 KIDS FOR AN ADULT.

Jan 16, 2009
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My advice
by: Anonymous

There are no Texas Family Lawyer who will fight against the law. Believe me, they will gladly take your money though. The interest used to be 12% and they cut it in half to 6%. It's their twisted way in thinking non-custodial parents will be more likely to pay if the amount continues to rise. Might as well pay it now before it gets to high. You will ne paying this forever if you don't.

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Why have Interest on back child support?

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Why have Interest on back child support?